There are other apps in this space. Most of them want a percentage of your payout, your personal data, or both. Here's how we're not like them.
No paywalls, no premium tier, no hidden fees. Every category is available on the free plan.
We offer a Pro tier for people who want priority alerts and smart matching, and a VIP tier for auto-filing — but the core product is and always will be free. Every settlement, bonus, and refund is surfaced without gating.
We don't sell your profile. We don't show third-party ads. Your data matches opportunities — nothing else.
Most 'free' finance apps monetize by selling your profile to advertisers or third parties. We don't. Pro and VIP subscriptions fund the platform. You can delete your account anytime from settings.
New opportunities appear within 30 minutes of publication on source sites.
Our scraping pipeline runs every 30 minutes across 40+ public sources. Most competitors refresh weekly or rely on manual curation — we use dual extraction (DOM + AI) and self-healing selectors to stay fast.
We only scrape reputable aggregators and official sites so every opportunity links back to a primary source.
Sources include the Department of Commerce, Top Class Actions, the FTC, state treasurers' unclaimed property databases, and the CFPB. Every opportunity shows its source and a direct claim link.
We link directly to the source. There's no middleman taking a cut of your claim.
When you file a class action claim or a bank bonus through Claimful, the check goes straight to you. We don't skim a percentage, we don't charge a success fee, we don't hold your payout in escrow.
Public changelog, public roadmap, responsive support — you can see exactly what we're building.
We ship in the open. Every feature and fix is listed on the changelog. What we're working on next is on the roadmap. Journalists and researchers can request anonymized data from our press page.
| What matters | Claimful | Generic settlement sites | Finance aggregators |
|---|---|---|---|
| Free tier covers every category | Yes | Partial | No |
| Sells personal data | Never | Sometimes | Often |
| Refresh cadence | 30 minutes | Days | Weekly |
| Takes cut of payout | Never | Never | Sometimes |
| Public roadmap & changelog | Yes | No | No |
No credit card. Delete your account anytime. Keep every dollar you find.