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Bank Bonuses

Best bank sign-up bonuses right now

Up to $900 for opening a new checking, savings, or credit card account with the right bank.

24 opportunities · Up to $115,500 total value

Banks and credit card companies spend billions in marketing to acquire new customers. The easiest way to access that money is through sign-up bonuses — most pay $200 to $900 just for opening an account and meeting a minimum deposit or spending requirement. Chase, Citi, Capital One, SoFi, and others have rotating offers available year-round. The bonuses are real, the process takes about 15 minutes, and the money posts to your account within 30-90 days. We track every major offer, list the requirements clearly, and link directly to the bank's application page.

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How to churn bank bonuses — a responsible guide
Checking, savings, brokerage, and credit cards. How to earn $1,500+ a year without hurting your credit.

Current opportunities

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  • Bank BonusesFeatured

    Chase Sapphire Reserve Card: 150,000 Points Bonus (New Limited-Time Offer)

    Improved 150k offer. The revamped Chase Sapphire Reserve credit card is now offering a 150,000 Ultimate Rewards points bonus. This card stacks a high annual fee with a long list of perks. I don’t know about $6,000, but we are definitely talking an easy $1,000+ in net first year value for this card. Highlights: 150,000 […]

    $6,000

    estimated

  • Bank BonusesFeatured

    Chase Sapphire Reserve Card 125,000 Bonus Points

    If you’re a recurrent traveler and looking for a card with great benefits, definitely take a moment to check out the Chase Sapphire Reserve Card. Currently, you have the opportunity to earn 125,000 bonus points after you spend $6,000 in purchases in the first 3 months from account opening. Chase Sapphire Reserve Card Update 4/16/26: You... Keep Reading↠ The post Chase Sapphire Reserve Card 125,000 Bonus Points appeared first on Hustler Money Blog.

    $6,000

    estimated

  • Bank BonusesFeatured

    Ink Business Preferred Credit Card 100,000 Bonus Points + 3X Points on Select Categories

    The Ink Business Preferred Credit Card is a rewards credit card designed for business owners who want to earn cash back on their purchases. It currently offers a sign-up bonus of 100,000 bonus points after you spend $6,000 on purchases in the first 3 months after account opening. Update 4/24/26: You can now earn an... Read More →

    $6,000

    estimated

  • Bank BonusesFeatured

    Schwab Brokerage Bonus up to $6,000; New or Existing Customers

    Update 10/9/19: Reader icemule1 was told that this $2,500 bonus offer was intended to run through November 18, 2019, but due to high demand it will likely be terminated next week. Schwab brokerage has a bonus offer of up to $2,500 for new or existing customers who transfer over funds to the brokerage within 45 days of enrollment/opening. New customers can signup on the landing page. Existing customers should call 877-673-7494 or visit the nearest branch to enroll. The lowest tier is $200 bonus for $50,000 deposit, and the highest is $2,500 bonus for $1M+ deposit.

    $6,000

    estimated

  • Bank BonusesFeatured

    E*Trade: Up To $6,000 Brokerage Bonus ($1k-$2M Required)

    E*Trade is offering a bonus of up to $6,000 when you open up a new E*Trade account using a referral link (the bonus referring you will receive a $50 Amazon gift card). Bonus is tiered depending on how much you deposit in cash or securities within 60 days of account opening.

    $6,000

    estimated

  • Bank BonusesFeatured

    Chase Sapphire Reserve Card 150,000 Bonus Points

    If you’re a recurrent traveler and looking for a card with great benefits, definitely consider the Chase Sapphire Reserve. With this card, you have the opportunity to earn 150,000 bonus points after you spend $6,000 in purchases in the first 3 months from account opening. Update 5/1/26: You can now earn 150k bonus points after meeting... Read More →

    $6,000

    estimated

  • Bank BonusesFeatured7/1/2026

    Citi Wealth Management Promotions: Earn Up To $5000 Bonus – Ends 6/30/26

    Take advantage of the Citi Wealth promotions, bonuses, and offers for stocks, forex, futures, and mutual funds here. Currently, you can earn up to a $5000 bonus with a Personal Wealth Management account. Update 4/16/26: The offer has been extended through 6/30/26. About Citi Promotions Citi was founded in 1812 as Citi Bank of New... Keep Reading↠ The post Citi Wealth Management Promotions: Earn Up To $5000 Bonus – Ends 6/30/26 appeared first on Hustler Money Blog.

    $5,000

    estimated

  • Bank BonusesFeatured

    Best Brokerage Bonuses – Earn Up To $5,000

    This page has been updated for 2026. We are now also including hold periods in the top description to make it easier to sort. Remember it might make sense to hit the smaller bonuses with shorter hold periods before hitting the ones with longer hold periods. You can also now easily find this below ‘bank […]

    $5,000

    estimated

  • Bank BonusesFeatured

    Southwest Rapid Rewards Performance Business Credit Card 80,000 Bonus Points

    With the Southwest Rapid Rewards® Performance Business Credit Card, you will earn 80,000 bonus points after you spend $5,000 in the first 3 months from account opening. Plus, first checked bag free. Update 4/30/26: You can earn 80K bonus points after meeting the spend requirement which count towards your companion pass. In addition, you can... Read More →

    $5,000

    estimated

  • Bank BonusesFeatured

    CIT Bank Platinum Savings Review: Up to 4.10% APY (Nationwide)

    Available nationwide, CIT Bank is offering 3.75% APY (up to 4.10% with 6 month boost promotion) on balances of $5,000 or more when opening a CIT Bank Platinum Savings account with a $100 deposit. Update 4/22/26: The offer has been extended through 5/31/26. You can currently earn up to 4.10% APY with their 6 month... Keep Reading↠ The post CIT Bank Platinum Savings Review: Up to 4.10% APY (Nationwide) appeared first on Hustler Money Blog.

    $5,000

    estimated

  • Bank BonusesFeatured

    HSBC Premier Checking Up to $5,000 Bonus Offer

    Find the latest HSBC premier checking offers and promotions here – you can earn up to a $5,000 cash bonus after meeting qualifying activity! The HSBC Premier Checking account is designed for clients like you to offer both local and global benefits with no HSBC Fees on everyday banking transactions. Open a premium checking account... Read More →

    $5,000

    estimated

  • Bank BonusesFeatured

    Chase Sapphire Preferred Card 75,000 Points Bonus

    If you’re looking to apply for an overall outstanding card for traveling, this is your calling. With the Chase Sapphire Preferred® Card, you’ll benefit from its plentiful features AND you will have the opportunity to earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Update 4/22/26:... Read More →

    $5,000

    estimated

  • Bank BonusesFeatured

    Capital One Venture X Rewards Credit Card 75,000 Bonus Miles

    With the Capital One Venture X Rewards, you can earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Update 4/28/26: You can currently earn 75k bonus miles after meeting the spend requirement! You can now receive up to a $120 credit (previously $100) for Global Entry... Read More →

    $4,000

    estimated

  • Bank BonusesFeatured

    Capital One Venture X Rewards Credit Card 75,000 Bonus Miles

    Introducing a new class of Capital One travel rewards – get rewarded for the way you travel. With the Capital One Venture X Rewards Credit Card, earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Capital One Venture X Rewards Credit Card Update 4/28/26: You can currently... Keep Reading↠ The post Capital One Venture X Rewards Credit Card 75,000 Bonus Miles appeared first on Hustler Money Blog.

    $4,000

    estimated

  • Bank BonusesFeatured

    Chase Private Client Checking Bonus: $3,000 Cash Offer Promotion

    Learn more about Chase Private Client CheckingSM bonuses and promotions here. For existing Chase Bank customers, they are now offering a up to $3,000 bonus offer to open a Chase Private Client account. Update 5/1/26: The offer has been extended through 7/15/26. One of the biggest offers from Chase, but keep in mind the cash deposit... Read More →

    $3,000

    estimated

  • Bank BonusesFeatured

    Southwest Rapid Rewards Premier Business Credit Card 60,000 Bonus Points

    At a glance, with the Southwest® Rapid Rewards® Premier Business Credit Card, you will earn 60,000 bonus points after you spend $3,000 in the first 3 months from account opening. Plus, first checked bag free. Update 4/29/26: You can currently earn 60K bonus points after meeting the spend requirement. Plus, first checked bag free. If... Read More →

    $3,000

    estimated

  • Bank BonusesFeatured

    [Expired] TD Ameritrade – Up To $2,500 Brokerage Bonus

    Update 3/7/21: Deal has been extended until June 30, 2021. The Offer Direct link to offer Get a bonus of up to $2,500 open a new TD Ameritrade account. Bonuses are tiered as follows: $2,500 bonus when you open a new account with $2,000,000+ $1,500 bonus when you open a new account with $1,000,000+ $700 […]

    $2,500

    estimated

  • Bank BonusesFeaturedNewAK6/16/2026

    Carnival Unfiltered 2026 Sweepstakes (Win $2,500 Carnival Cruise Gift Card) – Ends 6/15/2026

    Carnival Cruise Line is giving away a $2,500 gift card to one lucky winner — enough to put a serious dent in your next cruise vacation. Entry is free and takes just a minute to complete, with the sweepstakes closing June 15, 2026. Whether you’ve been eyeing a Caribbean getaway, an Alaska adventure, or a […] The post Carnival Unfiltered 2026 Sweepstakes (Win $2,500 Carnival Cruise Gift Card) – Ends 6/15/2026 appeared first on MoneysMyLife.

    $2,500

    estimated

  • Bank BonusesFeatured

    Southwest Rapid Rewards Priority Credit Card 60,000 Bonus Points

    If you are a loyal Southwest and Chase customer, the Southwest Rapid Rewards® Priority Credit Card offers 60,000 bonus points after you spend $2,000 in the first 3 months from account opening. Plus, first checked bag free. Update 4/27/26: You can currently earn 60K bonus points after meeting the spend requirement. Plus, first checked bag... Read More →

    $2,000

    estimated

  • Bank BonusesFeaturedNew

    Chase Business Total Checking Up To $1,500 (No Direct Deposit Required)

    Update 5/1/26: This is now up to $1,500 and similar to the targeted $1,500 bonus. There is also a direct link offer for the $500 bonus for $2,000 deposit.  Offer at a glance Maximum bonus amount: $300 – $750 Availability: Nationwide – online or in branch Direct deposit required: No Additional requirements: Deposit $2,000 – $100,000 & maintain […]

    $1,500

    estimated

How it works

1

1. Browse

See opportunities that match your profile, sorted by payout.

2

2. Claim

Follow the step-by-step guide we provide for each claim.

3

3. Get paid

Track your claims in one place and know when money arrives.

Frequently asked questions

Are bank sign-up bonuses taxable?

Yes. Bank bonuses are reported as interest income on a 1099-INT. The bank will send you the form if you earn $10+ in bonuses from them during the year.

Will opening multiple accounts hurt my credit score?

Checking and savings account applications usually only trigger a soft credit check, which doesn't affect your score. Credit card applications trigger a hard pull, which can temporarily drop your score 3-5 points but typically recovers within a few months.

Can I close the account after getting the bonus?

Most banks require you to keep the account open for 90-180 days after the bonus posts, or they may claw it back. Read the terms for each offer. After the holding period, you can close it with no penalty.

How do I meet the direct deposit requirement?

Most banks count a payroll direct deposit from your employer, or sometimes ACH transfers marked as a payroll. Some banks are strict and only count actual payroll. Check the fine print on each offer.

Can I get the same bank bonus twice?

Generally no. Most banks restrict sign-up bonuses to new customers only, typically with a 12-48 month cooldown between bonuses on the same product.

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